Secure, High-Performance Processing Seamless Card Acquiring & Processing for Global Growth
PayModum enables fast, reliable credit and debit card processing across global markets. Reduce declines, increase approval rates, and streamline transactions through a single connection.
What is Card Acquiring & Processing?
PayModum connects merchants to global and local acquiring banks so they can securely accept card transactions in multiple currencies, without managing multiple processor relationships.
Faster settlement
Access your funds quickly and reliably
Higher approval rates
Minimize false declines with smart routing
Smoother checkout
Provide a seamless experience for customers
Boost card approval rates
Route each payment to the best-performing acquirer to reduce declines and get more revenue.
Global and local acquiring
Reach customers worldwide while benefiting from local acquiring partners for stronger performance in each region.
Reduce operational complexity
Manage all card processing through a single connection, no need to juggle multiple acquirers or contracts.
Scale at your pace
Add new regions, currencies, and acquirers as your business grows, without major integration work.
How card processing works
Customer makes a payment
The shopper pays using their credit or debit card on your website or app.
Benifit: Customers pay using methods they trust, creating a smooth checkout experience.Smart routing sends the payment
Our smart routing engine automatically directs the transaction to the acquirer most likely to approve it.
Benifit: More successful payments and fewer declines.Secure processing & fraud screening
Each transaction is handled securely, with PCI DSS Level 1 compliance and real-time fraud monitoring.
Benifit: Safer payments with reduced risk and full compliance.Funds are settled to your account
Once approved, funds move to your merchant account through our acquiring partners.
Benifit: Fast, reliable settlement so you can access revenue quickly.Reporting & performance monitoring
Track all transactions in real time through your PayModum dashboard, from approval rates to payment status.
Benifit: Clear insights help you optimize performance and improve conversion.Key Features
Everything you need to accept payments globally.
Smart transaction routing
Automatically directs each transaction to the processor with the highest likelihood of approval — improving success rates and reducing declines.
Single-API connectivity
Integrate once to access 250+ payment methods. No need for multiple connections or complex setup.
Fast onboarding
Start accepting payments quickly with streamlined activation and minimal technical effort.
Flexible scaling
Add new acquirers, markets, or payment methods without changing your integration.
PCI DSS Level 1 + GDPR compliance
Meets the highest industry security standards to protect data and minimize risk.
Real-time monitoring
Track performance, success rates, transaction volumes, and more through a centralized dashboard.
Cloud-hosted infrastructure
Built on scalable cloud architecture with 99.9% uptime, ensuring reliable, uninterrupted payment processing.
Simple integration
Connect once over the API and start processing card payments. Minimal development effort required, with technical assistance available.
Transparent, usage-based pricing
No setup or monthly fees. Pricing is based on processed volume, making it a fit for businesses of any size.
Get in touch for a free consultation
Explore our services in finance and reach out for a free consultation with PayModum!